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Happy moments………

November 5

Just wish to share on the happy moments that i have had last nite…….4th November 2008

One of my cell group members suggested to have a dinner gathering in her house on 4th November, reason being it has been long time we did not have dinner gathering for the group.  As usual, each one of us bring one dish, though i am asked not to bring anything..but having used to bring something, i brought some fruits.

Nothing much special, we started off the dinner when everyone arrived…everyone busy eating..as hungry..hehe….after finished, and while still at the dinner table eating kacang :) suddenly my member, the house owner asked me to go upstair to help her to check on something in her room…so we went up  (curious to know what she wanted me to do for her in the room?hehe, actually nothing to do, she just wanted to show me the decoration that she has done for her son who will be coming back for holiday next week)

After that we went down to join the rest of the group..while walking down the staircase, then i saw some light…oooooooooo..what do u think i saw?hehe..make a guess?

Hehe…..i saw a birthday cake with candle light on……hehe…….they gave me a surprise early birthday cake (actual date should be 6th november..hehe…so u all know what to do after knowing the date?hehe)i was so happy…then they started to sing me a birthday songs…hehe..so so happy..cause so many years dont have such birthday party with so many around…singing birthday songs for me…hehe…feel like going back to the younger days where we used to have birthday party with dance and song..hehe…At this age, really seldom to have such birthday party liao..hehe..(wondering what is my age now?hehe. buy me a birthday breakfast, lunch or dinner if u wish to know..hehe)so..now u will realise that the request to go upstair is just to get me away so that they can arrange the cake to give me a surprise..hehe….

We took some photos,or rather a lot of photos, as i still dont know how to post pic …so cant show it to u all here ..so sorry ya..will post it here once i have learnt how to do it ya..hehe…

After the birthday songs, we have our cake eating session and coffee session…and the best part is everyone knows my actual age liao cause they put on the actual numbers of candle (should have asked them to put one only.hehe). Anywhere…we have a very good time and happy time ..talking and chatting until almost midnite..hehe…

I am very happy with what they have done for me and really thanks them for showing such love and care to me…….thanks..to all my brothers and sisters in Christ………you all are so wonderful…….

PERCEPTION……………..

October 25
One day a father of a very wealthy family took his son on a trip to the country with the firm purpose of showing his son how poor people live.

They spent a couple of days and nights on the farm of what would be considered a very poor family. On their return from the trip, the father asked his son, ‘How was the trip?’ ‘It was great, Dad’.

‘Did you see how poor people live?’ the father asked.

‘Oh yes’, said the son. ‘So, tell me, what did you learn from the trip?’ asked the father.

The son answered, ‘I saw that we have one dog and they had four. We have a pool that reaches to the middle of the garden and they have a creek that has no end. We have imported lanterns in our garden and they have the stars at night.
Our patio reaches to the front yard and they have the whole horizon. We have a small piece of land to live on and they have fields that go beyond our sight. We have servants to serve us, but they serve others.
We buy our food, but they grow theirs. We have walls around our property to protect us, they have friends to protect them.’

The boy’s father was speechless. Then his son added, ‘Thanks, Dad for showing me how poor we are.’

Isn’t perspective a wonderful thing ? Makes you wonder what would happen if we all gave thanks for everything we have, instead of worrying about what we don’t have.

*********

Appreciate every single thing you have.

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STRESS……………………

October 25

user-pic Three “Cheap” Ways to Deal with Stress
By: Bean Jones

Friendship.jpg
Touching Base. Hugging a loved one can help you get rid of stress in an instant.
I was talking to my friend Doug just the other day and he suddenly revealed, “Man, I have to find a cheap way to get rid of stress.”
Retail Pitfalls
Doug went on to explain that he had become addicted to “retail therapy.” His wife, he said, had gotten him into it when he came home crabby one day. Doug was an intern at a children’s hospital and it’s understandable why he would feel overwrought day after day.

Retail therapy–or the act of shopping as stress management–worked well for his wife, who only bought groceries when she was stressed out. But Doug, who was a gadget freak, ended up buying all sorts of quirky devices–from a glow-in-the-dark talking alarm clock to a fancy mobile phone–that had eaten away at his budget.
Priceless Therapy
In the past, I had also indulged in costly retail therapy. But I realized that the practice was not exactly therapeutic for my finances.

There are a lot of ways to manage stress for little or no cost. Here are some of them:

1. Cut the fat. If you’re the kind who deals with stress by eating, make sure you stay away from grease food. According to the Journal of Nutrition, eating even a single meal with 42 grams of fat (like a Big Mac and small fries) would lead to negative changes in your blood pressure and heart rate. A fatty meal during times of stress would only reduce the elasticity of your arteries. As such, if you’re seeking comfort food, it’s best that you sink your teeth into a banana or chew on some berries. So, steer clear of fastfood chains when you’re feeling stressed.2. Hug it away. In 2006, researchers from the University of North Carolina at Chapel Hill found that huggers in their 20s, 30s, and 40s had lower blood pressure and higher levels of oxytocin, a hormone which helps shield the heart from stress. (Of course, it goes without saying that you should only hug friend and family. Hugging complete strangers isn’t really healthy or wise.)

3. Take 10. To refresh your mind, Los Angeles-based trainer Ashley Borden, advises that you take time out. “As few as 10 minutes can refresh your mind,” she says. So, if you feel like your workplace walls are closing in on you, get up and walk around your building or simply have a quick chat about non-work stuff with an office buddy.

Feel-Good Perspective
For the most part, I guess we all have to remember that stress management is a state of mind. We shouldn’t rely on “props”–be it retail therapy or bingeing–to get us through a bad spell. It won’t do us any good to find ourselves saddled with added baggage–be it in the form of weight or debt–just because we had a bad day or two.

Managing stress in the cheapest ways possible may be the best therapy you could give yourself.
Credits: Photo by Petr Kratochvil, courtesy of Public Domain Pictures.

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MY SERVICES…………………

October 11

Hey…wondering what services i am refering to?what is in yr mind now?hehe..anyway…just wish to give everyone a brief ideas what am i doing everyday so that u can get to know me better…or rather..who knows..one day u might need my services..hehe

Everyday my work is to see people and to check if my services is needed….can guess what is my work?hehe..ok lah…better dont let u crack yr head..nanti u think too much until yr hair drop..susah lagi..hehe…actually i am an insurance agent..and my services cover all types of life insurance, investment link policy which include medical card, life protection..personal accident, all types of general insurance like fire insurance, car insurance, personal accident insurance..etc..etc..and i am in unit trust business and wills writing services as well…at this point, u might wonder which company i am representing..rite??…it is none other than…my beloved company..Prudential (sound familiar)

Then u might wonder then why Ecosway biz is in my website, rite?this is a long story…which i wish to share……..

I joined insurance industry since year 1986..and i was happy with my work and until now i still love my work as i can help a lot of people to give protection for their beloved family and also to provide money for their medical treatment when they needed.  I really enjoy my work every day as i can talk to people and help them to know more about insurance.

While i am out there to share with others on my insurance programme, there are some whom i met who really cannot afford to have a policy for themselves. (i feel so sad for them) They love themselves and love their family but due to their low income or average income, they cannot really or rather afford to start a policy , i feel sad for them but i cannot do anything.

Then two years back, through a friend, i get to know about ecosway biz..and after studied this biz for almost 4 months then i walked into the company and signed up myself as the Business Owner of this ecosway biz as i strongly believe that this company or rather the marketing plan of this company really can help a lot of people to earn extra income and also to fulfil their dreams.

The main reason for this joining is because ….as i mentioned just now..i did meet a lot of people who cannot afford to have a policy for themselves and their family due to no budget and low income and they have a lot of dreams for themselves, their family and their loved ones but they have no way to fulfil it due to their education background etc..and i realised that this ecosway biz can help them to fulfil and achieve their dreams , cause no matter what situation u are in now, no matter what education level u are in now, as long as u have the heart to fulfil and achieve yr dreams…this is the biz that u can look into…and that is why i am in…cause i can help a lots to make dreams come true.

Then u might ask…..i dont know how to talk to sell products and i dont know how to talk to people to sponsor them or recruit them to be in this biz and i dont know many friends…are u sure this is the right biz for me and for everyone?the answer is YES…if u are having the challenges that i just mentioned above…no worry..cause i am here to help…cause me and my team will help you to build up your network.

So, by now, you should understand what every day i am so happy going out to work cause i can help a lot of people to make their dreams come true…either by having a policy, investment or a biz that can help them to earn more extra income….

So now u have known that i am an insurance agent, hopefully u wont run away from me..hehe…anyway..dont worry…i am a very good agent…i will only come to u when u need my services..hehe…for those of you who does not like to meet insurance agent cause you worry that they might force u to buy policy…but you wish to know more about insurance, just leave yr comment or questions here..then i will do my best to give you the best answer or if you have any private questions to ask me on insurance or claim , you can also email me then i will do my best to help you …no fees charge..hehe…free consultation ….

That is all about my sharing on my services….if you wish to know more, you are most welcome to contact me or email me ya…no obligation..that is my promise..dont worry ya…hehe

have a good weekend….cheers……..:)

Mind…….Circumstances…………..

October 9

Unhappy about yr circumstances you are in now?while reading..i came across the following message..which i think is very meaningful and make sense..do enjoy yr reading and hope it can help u and brighten up yr days and life…cheers
An excerpt from The Strangest Secret by Earl Nightingale

George Bernard Shaw said, “People are always blaming their circumstances for what they are. I don’t believe in circumstances. The people who get on in this world are the people who get up and look for the circumstances they want, and if they can’t find them, they make them.”

Well, it’s pretty apparent, isn’t it? And every person who discovered this believed (for a while) that he was the first one to work it out. We become what we think about.

Conversely, the person who has no goal, who doesn’t know where he’s going, and whose thoughts must therefore be thoughts of confusion, anxiety and worry – his life becomes one of frustration, fear, anxiety and worry. And if he thinks about nothing… he becomes nothing.

How does it work? Why do we become what we think about? Well, I’ll tell you how it works, as far as we know. To do this, I want to tell you about a situation that parallels the human mind.

Suppose a farmer has some land, and it’s good, fertile land. The land gives the farmer a choice; he may plant in that land whatever he chooses. The land doesn’t care. It’s up to the farmer to make the decision.

We’re comparing the human mind with the land because the mind, like the land, doesn’t care what you plant in it. It will return what you plant, but it doesn’t care what you plant.

Now, let’s say that the farmer has two seeds in his hand- one is a seed of corn, the other is nightshade, a deadly poison. He digs two little holes in the earth and he plants both seeds-one corn, the other nightshade. He covers up the holes, waters and takes care of the land…and what will happen? Invariably, the land will return what was planted.

As it’s written in the Bible, “As ye sow, so shall ye reap.”

Remember the land doesn’t care. It will return poison in just as wonderful abundance as it will corn. So up come the two plants – one corn, one poison.

The human mind is far more fertile, far more incredible and mysterious than the land, but it works the same way. It doesn’t care what we plant…success…or failure. A concrete, worthwhile goal…or confusion, misunderstanding, fear, anxiety and so on. But what we plant it must return to us.

You see, the human mind is the last great unexplored continent on earth. It contains riches beyond our wildest dreams. It will return anything we want to plant.

so, good news for all of us, right?just plant whatever good things u want in life in our mind…then u can have it….

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TODAY I AM SAD…………………….

October 7

Today I am sad cause when i check my account, i dont have much money left…then a lot of questions came into my mind..like…How to pay this bill and that bill….and so long the list…:)..my mind was so disturbed and i decided to postpone all my appointments so that i can have quiet time to think…where goes wrong?

Finally, an inner voice kept on talking to me in my heart….hey..dont be defected by this small matter..stand up..and work harder….remember yr vision and mission..to help others to achieve their dreams…come on….stand up and be firm….thanks to this inner voice…yes….this is just a lesson for me to learn..no matter what..keep going….work harder to help others to achieve their dreams …cheers…

So guys…do u have this feelings before..sad and disturbed..if yes..no matter what..just keep going..when a door close..another door will open..and we meet challenges in life…this is just another learning time for us…so..be happy and move …………..cheers…….:)

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What is a Good Listener?

October 6

What is a good listener?

Does such a person exist? First, let’s explore listening. Listening is not simply hearing. Listening is an active process that demands our full attention. In fact, hearing is passive while listening is active. We may hear what someone is saying, but not process what they are saying in our minds. For instance, I might tell someone to get out of the road because a car is coming. They hear me, yet they fail to get out the road. Why? There are a number of reasons, but in actuality, they are not listening because listening is a process,
that involves more than just hearing. Broken down into its most basic components, listening is:

1. Hearing.
The first step in listening is actually hearing what the speaker or your customer is saying. In this step you are simply paying attention to make sure that you have heard the message. Hearing is more of a passive behavior, but it does require a great deal of our resources. During this hearing stage, it can be very difficult for us to maintain concentration. It is simply easier to wander and really not hear what the speaker is saying. If you do wander, and fail to get the message, the rest of the listening process will be faulty because it will be based on inaccurate information. During this stage of listening, be sure to maintain eye contact, concentrate on the speaker, take notes, and do what is necessary to eliminate background
noise.

2. Interpretation.
The second step is interpreting the information. Failure to interpret the speaker words correctly will frequently lead to misunderstanding of the entire message. In fact, we’ve heard people say before, “I think you’ve missed the entire point”. Well, that’s typically because we failed to interpret the message correctly.
Interpretation is an active stage of listening. People sometimes interpret words differently because of varying experiences, knowledge, vocabulary, culture, background and attitudes. Most speakers will use tone of voice, facial expressions, and mannerisms to help make the message clear to the listener.

3. Evaluation.
The third step of the listening process is evaluation. Evaluation is when you decide what to do with the information. For example, as your customer listens to your sales pitch, they can either choose to believe or not believe what you have told them. The judgements that you and your customer makes in the evaluation step are a crucial part of the listening process.

4. Respond.
Finally, the fourth step of the listening process is responding. By this, you are simply responding to what you have heard. This is a verbal or visual response that lets the speaker know whether you have gotten the message and what your reaction is. When a customer tells you that they want to place an order, they have gotten the message and chosen to believe what you have told them.

Our goal, then, is to become active listeners. Being an active listener means participating fully in the
communication process. This means listening to everything the other person has to say. It also means listening to yourself. You must be sensitive to the signals of your own body. You must realize the impact of your body language in the communication process.

Active listening involves paying attention to the non-verbal as well as verbal messages you send to the other person. So, how do we become active listeners? Practice some of the following suggestions:

1. Learn to manage your distractions or block them out altogether.
Don’t let yourself be distracted by the environment or by the speaker’s appearance, accent, mannerisms, or word use. It’s important that during the listening process, to keep a focused mind. Keeping focused means managing the distractions. I use to have a buyer that use to say, “ideal”, instead of, “idea”. I had just gotten out of college and was new on the job. The memory of professors constantly correcting me was fresh in my mind. Whenever my buyer misused “ideal” for “idea”, I would lose my concentration and miss importance of the conversation. It was something I had to work to get over. I realized that the buyer truly meant “idea” when he said, “ideal”. I stopped letting it bother me, and actually learned some pretty good things about the account.

2. Use body language to show interest and energy.
When your customer is talking, the way you stand, the way you look, the way you hold your arms, or your posture in general can all effect the what your customer tells you. Your customer must perceive that you are genuinely interested in what they are saying. If you put your hands on your hips, showing indifference, then its doubtful if your customer will ever open up to you. Show interest. If you are sitting, sit squarely and face the speaker. Don’t slouch in your chair. Lean forward when the customer is talking so that he/she can see that attention is being centered completely on them. And keep an open stance. Don’t cross your arms in front of your chest, but rather fold your hands in front to you. This is done to look attentive and not bored or uncaring.

3. Maintain good eye contact.
Good eye contact shows the speaker that you are interested in what they are saying. But, on the other hand, don’t make it a stare down contest. Nothing is more uncomfortable than having a person stare continuously at you without periodically looking away.

4. Ask questions that relate to what the customer is saying.
This helps to stimulate your listening, and shows to the customer that you are indeed listening. Many times, you can ask clarifying questions, to assure that you are really getting the message that is being communicated. However, don’t become a nuisance, and continually interrupt by asking pointless questions. Don’t talk just to hear yourself talk.

5. Paraphrase what the customer has said to ensure understanding.
Get confirmation that you heard and understood correctly.

6. Take notes.
None of us are perfect. Take notes during the conversation that you can later review or go over with your customer. Again, as with questioning, don’t let note taking become a nuisance to the speaker, and equally, don’t get so absorbed in note taking that you try to write everything the person is saying down, and end up
missing the message entirely.

7. Don’t interrupt your customer when they are talking.
Give them time to complete their thoughts so that you can consider all what is being said. A dialogue is not a competition to determine who gets to speak the most. Let your customer do most of the talking, and you can then do most of the learning. And also importantly, don’t clip the ends of your customer’s thoughts. If they are saying something, let them finish. Don’t cut them off because you assume you know what is going to be said.

8. Acknowledge what the customer has said before changing the
direction of the conversation. If the customer has just finished talking to you about razor thin margins, acknowledge this, and make sure they are finished, by simply saying, “I see that you are concerned about the low margins in the category. Is there anything else?”

9. Encourage your customer to talk.
Encourage their expressions through conversations. Sometimes when we interrupt, when we are know-it-alls,  it turns our customer off and they let us do all the talking. Make it clear to the customer that you are there to learn, and that the best way to learn is to listen to them as they speak.

10. Focus on feelings and ideas as much as facts.
Give expression to the emotional components and unexpressed core meanings of the message. If a customer says to you, “I’ve got to find a way to jump start my business”, that’s just a fact. But give attention to the meaning behind it. Listen to the way the customer is talking, and how they are talking. They may be saying, “Everything I own is in this business. If it doesn’t succeed, I am going to lose everything.” So listen closely, and be able to respond to the feels and ideas just as you would the facts.

11. Make empathetic remarks that acknowledge the speakers feelings.
True empathy is a skill, not a memory. Negotiators who have developed the ability to empathize can display it even when encountering customers with whom whey have little in common. Practice listening with empathy. Attend to the feelings of others, but be careful to remain detached. Being an empathetic listener doesn’t mean a sympathetic listener. When you become sympathetic, you are no longer detached from the
situation and may have difficulty offering solutions. Finally, pay attention not only to the logical content of what someone is saying but also to how they say it, that is, how they feel about the subject under discussion.

12. Listen to tone changes that may reveal more than the person to
whom you are speaking is revealing in words.

13. Keep an open mind.
Be willing to accept new ideas and opinions that differ from yours. Reserve judgement. Remember the point of listening is to gain new information.

14. Monitor your own reactions.
Sometimes the way you react isn’t consistent with what the other person is saying. If your customer is looking for higher margins, and you are frowning, then your customer is receiving an answer to his request even before you speak. Equally important is to monitor your customer’s non-verbal signals. Be alert to the non-verbal cues.

15. Have patience. The more the customer says the more you learn about
how to sell to them.

16. Use the pregnant pause.
Silence sometimes speaks louder than words. When you customer is talking, and pauses, don’t take that as a cue to begin talking. Nod to the customer to encourage them to continue speaking.

17. Don’t jump to conclusions.
Don’t tune out a speaker just because you think you have the gist of the conversation or you know what the speaker is going to say next.

18. Listen “between the lines”. Concentrate on what is being said
as well as what is not being said.

19. React to the message, not to the person. Don’t get angry or take
it personally. Just because a customer doesn’t like your product or company, doesn’t mean he or she does not like you.

20. Respond in such a way that you prove you are taking the other
person seriously. Demonstrate respect for their point of view.

21. Give the speaker credit. Thank your customer for taking time to
share information with you.

22. Become a solution oriented listener. Spend more time on listening
for a solution than you would on the problem.

23. Listen with a positive mind. Nothing clouds your judgement more
than being negative going into the dialogue.

24. Resist the temptation to rebut.
As human beings we have a natural tendency to resist any new
information that conflicts with what we believe.

25. Know yourself.
Understand where your hot and cold buttons are and adjust your
listening process to circumvent any sudden shutdown because of an
emotion laden word or phrase.
Again, don’t take it personally.

Active listening takes a great deal of practice. It’s not something you are going to get in a day or two. You will have to work at becoming a better listener. And remember, just because you become a good listener doesn’t mean that the speaker is going to become a better speaker. That person may still be a poor speaker. Your customer may still talk in a low, boring monotone voice.  But by becoming a better listen, you will be able to really hear what your customer is saying and no longer be distracted by the delivery.

Credits To Jefri Bin Abu Bakar

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