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We care, we share and together we work to achieve our DREAM

Medical Card – special offer till 15th June 2009

May 31

Great news……Medical card special offer premium rate for age 1 to 21 is on…till 15th June 2009, with a minimum amount of Rm40 to Rm50 per month, can get a medical card cover of rm500000 and other extra benefits.

Grab the chance, and if you have friends or relatives who wish to have medical card coverage for their children or family members but still not having it due to budget problem, tell them this good news and they will be thankful for your words.

For more information, do feel free to contact me or email me.

PRUmultiple crisis cover plan

December 3
PRUmultiple crisis cover is a term plan that recognizes the need for enhanced protection and peace of mind. This plan not only covers you against death, Total and Permanent Disability (TPD), it also protects you against a wide range of critical illnesses and allows you to make MULTIPLE critical illness and cancer claims.
But not only that, you may also add on supplementary benefits that will further enhance your PRUmultiple crisis cover plan, which means you can customise this plan with features that would best suit your needs.
 
 
PRUmultiple crisis cover is a term plan that recognizes the need for enhanced protection and peace of mind. This plan not only covers you against death, Total and Permanent Disability (TPD), it also protects you against a wide range of critical illnesses and allows you to make MULTIPLE critical illness and cancer claims.
But not only that, you may also add on supplementary benefits that will further enhance your PRUmultiple crisis cover plan, which means you can customise this plan with features that would best suit your needs.
What do I get?
Critical illnesses claims of up to THREE times

You can make up to THREE* critical illness claims from a comprehensive and wide-ranging list of illnesses, giving you peace of mind that you are covered again and again.

Coverage for TWO instances of Cancer
PRUmultiple crisis cover allows you to make up to TWO cancer claims, giving you added protection when you need it most.

WAIVER of PREMIUMS upon diagnosis of critical illness
On the first diagnosis of a critical illness, PRUmultiple crisis cover will WAIVE ALL FUTURE PREMIUMS, so that you can concentrate on getting your health back on track without any additional worry.

COMPREHENSIVE coverage for death, disability and critical illnesses
We truly understand when you need help the most by giving your loved ones and yourself death and Total and Permanent Disability (TPD) benefits in addition to the protection for a wide range of critical illnesses.

*Subject to terms and conditions.

How much do I pay?
The premium will be determined by the sum assured.

Examples as follows:

For a male non-smoker, with a sum assured of RM100,000

Age Policy Term Annual Premium Rate (RM)
25 20 559
30 654
35 20 1058
30 1377
45 20 2769
30 3735

For a female non-smoker, with a sum assured of RM100,000

Age Policy Term Annual Premium Rate (RM)
25 20 524
30 636
35 20 1083
30 1316
45 20 2428
30 3060

For full premium rate details, please refer to the premium rate table :

Who can sign up?
This plan is for anyone aged between 1 – 65 years old next birthday who wants :

  • Peace of mind provided by multiple protection against critical illnesses; or
  • A product that complements existing medical insurance to ensure protection beyond hospitalisation.
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Retirement – solution?

October 25

Have you planned for your retirement?

Yesterday, i attended a new retirement product launched in my company and i found that this programme is very good for all of us and here i am to share with u the features of this programme as it might help you:)
PRUretirement accumulator is a regular premium investment-linked plan that pays a guaranteed
monthly income.
Customer pays a regular premium for a fixed period (known as accumulation period) and
subsequently receives a stream of guaranteed monthly income for a number of years (known as the payout period). Both the accumulation and payout period are chosen by the customer at policy
inception.

Single premium top-up is allowed during the accumulation period.

PRUretirement accumulator is designed as a  retirement saving plan with the following benefits:

GUARANTEED MONTHLY INCOME to help you live your retirement lifestyle of your choice.

Security of having your CAPITAL PROTECTED and have the potential of receiving even more
monthly income at retirement. The higher your fund value is at retirement, the more regular
income you will receive as your monthly guaranteed income will be based on the fund value at
retirement age OR the total basic premiums and top-ups that you have paid, whichever is

higher.

AFFORDABLE REGULAR SAVINGS that starts from as low as RM100 per month.

FLEXIBILITY AND CONTROL of your savings with options to vary premium amount, have
flexible withdrawals, do top-ups or change your retirement age.

Peace of mind with DEATH AND DISABILITY coverage.

The plan is available for customers with ages 19.n.b. to 65n.b.

Sound interesting?hehe…feel free to contact me whenever u need more infomation ya:)

LET US START TO PLAN FOR A GOOD RETIREMENT LIFE..…….YEAHHHHHHHH

MY SERVICES…………………

October 11

Hey…wondering what services i am refering to?what is in yr mind now?hehe..anyway…just wish to give everyone a brief ideas what am i doing everyday so that u can get to know me better…or rather..who knows..one day u might need my services..hehe

Everyday my work is to see people and to check if my services is needed….can guess what is my work?hehe..ok lah…better dont let u crack yr head..nanti u think too much until yr hair drop..susah lagi..hehe…actually i am an insurance agent..and my services cover all types of life insurance, investment link policy which include medical card, life protection..personal accident, all types of general insurance like fire insurance, car insurance, personal accident insurance..etc..etc..and i am in unit trust business and wills writing services as well…at this point, u might wonder which company i am representing..rite??…it is none other than…my beloved company..Prudential (sound familiar)

Then u might wonder then why Ecosway biz is in my website, rite?this is a long story…which i wish to share……..

I joined insurance industry since year 1986..and i was happy with my work and until now i still love my work as i can help a lot of people to give protection for their beloved family and also to provide money for their medical treatment when they needed.  I really enjoy my work every day as i can talk to people and help them to know more about insurance.

While i am out there to share with others on my insurance programme, there are some whom i met who really cannot afford to have a policy for themselves. (i feel so sad for them) They love themselves and love their family but due to their low income or average income, they cannot really or rather afford to start a policy , i feel sad for them but i cannot do anything.

Then two years back, through a friend, i get to know about ecosway biz..and after studied this biz for almost 4 months then i walked into the company and signed up myself as the Business Owner of this ecosway biz as i strongly believe that this company or rather the marketing plan of this company really can help a lot of people to earn extra income and also to fulfil their dreams.

The main reason for this joining is because ….as i mentioned just now..i did meet a lot of people who cannot afford to have a policy for themselves and their family due to no budget and low income and they have a lot of dreams for themselves, their family and their loved ones but they have no way to fulfil it due to their education background etc..and i realised that this ecosway biz can help them to fulfil and achieve their dreams , cause no matter what situation u are in now, no matter what education level u are in now, as long as u have the heart to fulfil and achieve yr dreams…this is the biz that u can look into…and that is why i am in…cause i can help a lots to make dreams come true.

Then u might ask…..i dont know how to talk to sell products and i dont know how to talk to people to sponsor them or recruit them to be in this biz and i dont know many friends…are u sure this is the right biz for me and for everyone?the answer is YES…if u are having the challenges that i just mentioned above…no worry..cause i am here to help…cause me and my team will help you to build up your network.

So, by now, you should understand what every day i am so happy going out to work cause i can help a lot of people to make their dreams come true…either by having a policy, investment or a biz that can help them to earn more extra income….

So now u have known that i am an insurance agent, hopefully u wont run away from me..hehe…anyway..dont worry…i am a very good agent…i will only come to u when u need my services..hehe…for those of you who does not like to meet insurance agent cause you worry that they might force u to buy policy…but you wish to know more about insurance, just leave yr comment or questions here..then i will do my best to give you the best answer or if you have any private questions to ask me on insurance or claim , you can also email me then i will do my best to help you …no fees charge..hehe…free consultation ….

That is all about my sharing on my services….if you wish to know more, you are most welcome to contact me or email me ya…no obligation..that is my promise..dont worry ya…hehe

have a good weekend….cheers……..:)

YOU CAN HAVE EVERYTHING IN LIFE…

October 7

YOU CAN HAVE EVERYTHING IN LIFE YOU WANT IF YOU WILL  JUST HELP ENOUGH OTHER PEOPLE GET WHAT THEY WANT……..by Zig Ziglar

A lot of us heard the above quote before, but it is not easy for us to practice it in our real life…not because we do not like to help others to get what they want, just that we dont have the way to help or rather the right way…cause when we ask about what people wants..the answer is normally more money…hehe..then..how?

For me, i have found a way to help these people..that is by inviting them to join into my network system of my ecosway network, when they are in my system..then i can build the network for them and they will earn the extra money that they need….so..if u have the same heart with me on the above quote, then come and join me …then together we can help others to achieve their dreams and our dreams as well…..

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